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Planning for one of life’s unexpected events is often put off or forgotten about all together.
Protection planning is about having plans in place to provide a lump sum or income to help maintain your dependant’s lifestyle in the event of your untimely death.

There are variety of types of plans available from many different life assurance companies. Some plans are relatively low cost; others are more expensive, but with more benefits.

At CTS Financial Services we can recommend a plan that is suited to your financial needs from across the market.

The plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse.” With critical illness cover “the policy may not cover all definitions of a critical illness. for definitions please refer to the key features and policy documents.